Professional Liability Coverage for NPAA Membership PLUS Members
We are pleased to provide insurance through Lloyd Sadd, as part of Membership PLUS.
Explore the key benefits and important details of insurance below.
Professional Liability Coverage
Professional Liability responds to claims arising from your work as an NP in Canada, including third-party claims of negligence—actual or alleged—during your practice. The policy covers damages resulting from administering professional services, rendering care incorrectly, or failing to provide required care. It also includes coverage for legal expenses associated with investigating and defending such allegations.
General Liability Coverage
Commercial General Liability (CGL) is imperative if you are self-employed and/or contract your professional services to hospitals, clinics, other community care providers, or render services to clients in their homes, other locations, or even your own home or workplace. A CGL program includes coverage for Bodily Injury and Property Damage to third parties, helping protect you from financial loss due to claims of negligence or accidents.
Cyber Coverage
Cyber risk is an exposure that no modern business can escape, and the financial impact of cybercrime, business interruption, and privacy events are now felt within all industries. The Alberta Personal Information Act outlines an organization’s required response to the release of personally identifiable information, including that of employees and customers.
Accidental Death & Dismemberment
This 24-Hour accident coverage provides your family with a lump sum benefit to help ease the financial impact and assure your family’s needs are met if you suffer loss of life as a result of an accident or provides you with living benefits should an accident leave you paralyzed or should you suffer the accidental loss of sight or hearing or accidental loss of limb.
To apply for coverage, please upgrade to membership+.
Insurance Details and Downloads
